The Fair Credit Reporting Act (FCRA) is the federal legislation that enables you to challenge and dispute and potentially remove any credit report errors, dings, or blemishes. Find out the three ways to file your credit report dispute and how the investigation unfolds. Along with why you likely don’t have to serve the maximum seven year bad credit sentence. And for the full story check out an article at http://www.yourbadcreditcard.net/how-to-help-credit-score/. And for more help get a free credit report consultation by calling toll-free 1-844-517-7627.